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Get Access to Your Benefits

Long-term disability insurance is supposed to provide you with financial support when an injury or illness causes you to miss work. But insurance companies are private corporations, and they often deny claims or reduce payouts to increase profits. At Crumley Roberts, we’re here to help you get the benefits you’re owed.

Our North Carolina long-term disability lawyers know how insurance companies operate, and we’ll fight to get you the money you need to pay your bills. Contact us 24/7 at  or complete a free initial consultation form to get in touch with a member of our team, today.

We Fight for You

Whether your employer offers long-term insurance coverage or you pay your premiums out of pocket, you’re owed benefits when you need them. It’s that simple. Crumley Roberts fights for people like you, not insurance companies, and we can help you:

  • Review your policy and understand your rights
  • File claim paperwork with your insurer
  • Collect medical evidence to strengthen your claim
  • Appeal your claim if you were denied.

Our North Carolina long-term disability attorneys will do everything we can to get you benefits, even if it means going to court.

Qualifying Conditions for Long-Term Disability

Some common conditions that may qualify you for long-term disability benefits include:

  • Arthritis
  • Cancer
  • Carpal tunnel syndrome
  • Chronic fatigue conditions
  • Heart disease or failure
  • Herniated discs
  • Hip replacement
  • Liver diseases
  • Lupus
  • Lyme disease
  • Mental disorders
  • Multiple Sclerosis
  • Parkinson’s disease

Our legal staff can review your medical history and help determine your rights to coverage if you’ve been diagnosed with an injury, disease, or medical condition that prevents you from working.

Why was my claim denied?

There are many reasons why insurance companies deny long-term disability claims, but some of the most common reasons claims are denied include:

  • Inadequate medical evidence
    Your claim may be denied if you fail to submit medical records, diagnostic testing (such as MRIs or x-rays), or treatment records that help prove the severity of your condition or injury.
  • Failure to meet insurance policy disability standards
    Insurance companies each have their own definitions of disability, and some are stricter than others. Injuries or medical conditions caused by certain types of behaviors can disqualify you from receiving benefits.
  • Video or social media surveillance evidence
    Insurance companies often have investigation teams that gather information on claimants, and you may be denied coverage if video surveillance or social media posts show you performing activities more strenuous than recommended by your doctor.

At Crumley Roberts, we’re here to help you get your long-term disability claim approved. If you’ve been denied benefits, contact us today for help filing your appeal.

Help Is Never Far Away

We have more than 25 years of experience protecting the rights of injury victims and their families, and we want to help you get your long-term disability benefits. Let us handle the insurance company so you can focus on getting better. With offices located in North and South Carolina, you’re never far from the representation you deserve. So don’t wait, let us stand up for you!

Free Initial Consultation